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Dienstag, 25. Juli 2017
US-Schiff feuert Warnschüsse gegen iranische Revolutionsgarden ab
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„Spiegel“ verteidigt Streichung von „Finis Germania“
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Macht das Handy Männer unfruchtbar?
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Das zynische Kalkül der Palästinenser
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„Ich wollte nur noch weg aus diesem Freiluftgefängnis“
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VW-Manager in US-Haft bekennt sich schuldig
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Der tiefe Fall des Jared K.
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Wie Ahmad S. Europas Asylpolitik ins Wanken bringt
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Merkel kämpft mit dem Schirm, Joachim Sauer verknöpft sich
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„Der Regen hat alles Vorherige stark übertroffen“
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Polizei entdeckt bei Razzia Kalaschnikow und Munition
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Neue Ermittlungen gegen ehemalige KZ-Aufseherin Michnia
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Quiet Supersonic Transport - Nasa plant neuen Ãœberschalljet
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Lieferverkehr zum Oktoberfest wird schärfer kontrolliert
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Justin Bieber bricht Tournee ab
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Müller, James und Alaba im Freestyle-Contest
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So sieht angeblich das neue iPhone aus
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House Votes To Strip Bank & Credit Card Customers Of Constitutional Right To A Day In Court
Because the Sixth and Seventh Amendments of the U.S. Constitution are apparently less important than making sure that banks, credit card companies, student loan companies, and other financial services be allowed to behave badly with impunity, the House of Representatives has voted to overturn a new federal regulation that would have helped American consumers hold these companies accountable through the legal system.
In a largely party-line 231-190 vote this afternoon, the House passed a Congressional Review Act resolution that, if also adopted by the Senate and signed by the President, would overturn recently finalized rules from the Consumer Financial Protection Bureau.
Those rules seek to curb the use of “forced arbitration” in many consumers’ financial contracts. These arbitration clauses dictate that any legal dispute between the customer and the bank must be resolved outside of the legal system. Instead, these matters — no matter the scope of the allegation — must go through a closed-door arbitration process, where the results are often confidential, so there is no public record of the alleged wrongdoing.
Additionally, most arbitration clauses include a ban on class actions — even through arbitration. So a bank could, for example, open millions of fake, unauthorized accounts in customers’ names, but then try to block all of those customers from moving forward as a plaintiff class. Rather, each of the millions of wronged customers is required to go through arbitration on their own. As a result, very, very few people ever enter into the arbitration process.
READ MORE: CFPB’s Finalized Arbitration Rule Takes Away Banks’ ‘Get Out Of Jail Free Card’
The Consumer Financial Protection Bureau’s new rule doesn’t bar affected companies from using arbitration clauses, but it severely limits their ability to use class action bans.
Last week, a group of heavily bank-backed lawmakers in both the House and Senate introduced Review Act resolutions to roll back the rule.
During debate in advance of today’s vote, GOP representatives repeatedly attempted to claim that arbitration is superior to class actions because the typical payout of an arbitration dispute is significantly higher (around $5,000) than in a class action (around $32).
Rep. Dave Trott of Michigan belittled class actions, pointing to a $3.99 settlement he recently received. What the congressman didn’t mention is that he was likely one of thousands — potentially millions — of people who received that $3.99 settlement. To him, it was the price of a latte, but to the company that had to pay that settlement, it was a large financial spanking.
Democratic representatives responded to this repeated criticism by noting that arbitration cases tend to involve small numbers of customers with high-dollar disputes, whereas class actions often involve large numbers of wronged customers with small-dollar issues.
Rep. David Cicilline of Rhode Island mocked the GOP contention that forced arbitration is pro-consumer.
“If these provisions were so beneficial, why do you have to sneak them into the contracts?,” asked Cicilline.
Maryland Rep. John Sarbanes questioned the GOP’s reason for trying to undo these protections.
“Who back home is asking for this?” asked Sarbanes. “Who is coming to the town hall and asking for you to repeal this?”
In the end, only one Republican voted against repealing the CFPB rule. No Democrats strayed across the aisle to vote in favor of repeal.
What Choice?
In his closing remarks before the vote, Rep. Jeb Hensarling (TX) — whose campaign received nearly $2 million from financial services companies last year — made the dubious claim that arbitration clauses provide consumers with a “choice” between arbitration and the court system.
The problem is, that this is not at all true in practice. Arbitration clauses generally say that either party in the contract can elect to enter into arbitration, and that the other party must abide by that decision. So yes, if a customer chooses arbitration, they get arbitration, but if a company wants arbitration, the customer has no “choice” to speak of. While this might seem harsh, the Supreme Court has repeatedly upheld that aspect of arbitration clauses.
What Now?
Even though these resolutions to overturn the CFPB rules face huge opposition from consumer advocates, there was little hope that the Republican-dominated House would vote against passing the bill. The Senate resolution may face a tougher fight, as the GOP can only afford to lose two votes to the opposition.
“House Republicans have turned their backs on their constituents for Wall Street’s benefit,” said Christine Hines, legislative director at the National Association of Consumer Advocates. “Instead of supporting a reasonable rule that helps consumers get back their day in court, the U.S. House sided with big banks, which for too long have used their fine-print contracts to take Americans’ rights away.”
“By voting to overturn the CFPB’s arbitration rule, Republicans in Congress are siding with predatory banks, payday lenders, credit card companies and the financial industry against Main Street Americans, and are choosing to be on the wrong side of history,” adds Lisa Gilbert, Vice President of Legislative Affairs, Public Citizen. “Big banks, the financial industry and their allies in Congress are trying to overturn the CFPB’s rule because it will deprive them of a means to rip off consumers.”
“Consumers shouldn’t be forced to give up their legal rights when they sign up for a loan or open a bank account,” says our colleague George Slover, senior policy counsel for Consumers Union. “The CFPB’s rule ensures they can join with others and have their day in court if they’ve been harmed by their bank or credit card company. Repealing the forced arbitration rule will make it harder for consumers to hold financial firms accountable for breaking the law or treating their customers unfairly.”
by Chris Morran via Consumerist
Moto Z2 Force | Hands-on
The Moto Z2 Force is a powerhouse that plays it safe. Motorola tried to mash up the best bits of its two most recent flagships into the Moto Z2 Force. More info: http://ift.tt/2uybdwE Subscribe to Engadget on YouTube: http://engt.co/subscribe Get More Engadget: • Like us on Facebook: http://ift.tt/1k1iCZT • Follow us on Twitter: http://www.twitter.com/engadget • Follow us on Instagram: http://ift.tt/1k1iCZV • Add us on Snapchat: http://ift.tt/1UqS18a • Read more: http://www.engadget.com Engadget is the definitive guide to this connected life.
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Elon Musk's public diss of Mark Zuckerberg | Engadget Today
Musk called Zuck's understanding of Artificial Intelligence "limited." http://ift.tt/2gZouv4 It's easy to imagine the world's most powerful people as being mysterious and aloof, but thanks to the wonders of Twitter, we can now regularly witness them being just as petty as the rest of us. Everyone's favorite eccentric billionaire Elon Musk is the latest example of this, publicly slamming Mark Zuckerberg with a tweet stating that the Facebook CEO's understanding of AI "is limited." Subscribe to Engadget on YouTube: http://engt.co/subscribe Get More Engadget: • Like us on Facebook: http://ift.tt/1k1iCZT • Follow us on Twitter: http://www.twitter.com/engadget • Follow us on Instagram: http://ift.tt/1k1iCZV • Add us on Snapchat: http://ift.tt/1UqS18a • Read more: http://www.engadget.com Engadget is the definitive guide to this connected life.
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Moto Z2 Force: First hands-on
Motorola's newest modular phone has a shatter-resistant display, and works with a new 360-degree snap-on camera. Subscribe to CNET: http://cnet.co/2heRhep Check out our playlists: http://cnet.co/2g8kcf4 Like us on Facebook: http://ift.tt/1930vfU Follow us on Twitter: https://www.twitter.com/cnet Follow us on Instagram: http://bit.ly/2icCYYm Add us on Snapchat: http://cnet.co/2h4uoK3
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Mann greift Polizist in Melilla mit Messer an
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Canon EOS C700 Before The Prep: LUT Capabilities
Join us as we take a look at the EOS C700’s LUT capabilities for video outputs to proxy recording.
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Al Gore Answers the Web's Most Searched Questions on Climate Change | WIRED
Politician and activist Al Gore answers the Internet's most searched questions about climate change. Al Gore appears in the new documentary 'An Inconvenient Sequel: Truth to Power.' Still haven’t subscribed to WIRED on YouTube? ►► http://wrd.cm/15fP7B7 CONNECT WITH WIRED Web: http://wired.com Twitter: https://twitter.com/WIRED Facebook: http://ift.tt/1dBz3Oa Pinterest: http://ift.tt/1JeJD7O Google+: http://ift.tt/1Ch4gR7 Instagram: http://ift.tt/1lUgynY Tumblr: http://WIRED.tumblr.com Want even more? Subscribe to The Scene: http://bit.ly/subthescene ABOUT WIRED WIRED is where tomorrow is realized. Through thought-provoking stories and videos, WIRED explores the future of business, innovation, and culture. Al Gore Answers the Web's Most Searched Questions on Climate Change | WIRED
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Sling Studio makes multi-camera video production so damn easy
Tito Hamze gives an in-depth review of the Sling Studio, a multi-camera production studio that turns your existing cameras wireless and makes your phones into cameras with the ability to control everything from an iPad as a switcher. It’s the most portable multi-cam setup I’ve ever used -- and it’s awesome! Article: http://ift.tt/2tAB6dS Credits: Video Credits Written by: Tito Hamze Twitter: @titoyooo Hosted by: Tito Hamze Filmed by: Gregory Manalo, John Murillo, Tito Hamze Edited by: Tito Hamze Special Thanks to Mitch Eason, Joe Seiler, Keven Hempel and Jenni Curtice for letting me shoot at her tea shop, Luna Tea.
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Facebook Patents Tech To Watch You Though Phone And Computer Cameras, Respond To Your Reactions
Just because a company patents a piece of technology, that doesn’t mean it will necessarily use it in the wild. Still, it’s kind of freaking people out that Facebook patented technology that would watch you through your phone or computer’s front-facing camera, and see how you react to content.
Facebook filed for this patent in 2014, but we just learned about it recently from The Daily Dot. The idea isn’t to spy on you or to hold on to video footage of you staring at your computer or phone all day, thank goodness. The technology would watch your facial expressions as you scroll through content on Facebook.
Instead of depending on you to scroll past things or tap on the “like” button, the system would just look at you to see what you think. Then, just as Facebook’s algorithm does now, it would decide what to serve up to you next based on your mood.
“The identification of content for display by the one or more applications based upon the identified emotion type may include searching among a plurality of content items, each content item being associated with one or more emotion type,” the patent application describes.
CB Insights publicized this patent along with some other similarly invasive ideas that Facebook has had, including measuring users’ mood by their typing speeds, and generating emojis based on a user’s actual facial expression.
This kind of technology is in use all around you, or will be soon, whether you realize it or not. Consumerist noticed similar technology in use on a smart freezer case at the National Retail Federation’s Big Show in 2016, with the system set up to keep track of the age and gender of people who approach the case, as well as their facial expressions.
by Laura Northrup via Consumerist
Thierry Henry wirft First Pitch in New York
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Passagier demoliert vor dem Abflug ein Dutzend Autos
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Zum Sportdirektor taugen nur drei Kandidaten
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„Die Ifo-Daten lügen nicht“
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Europa war nie das Ziel vieler afrikanischer Jugendlicher
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Bundesanwaltschaft sieht Zschäpe als Mittäterin überführt
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How to Check Usage on Circle | NETGEAR
Learn more about Circle with Disney, now on NETGEAR: http://ift.tt/2uWqGsv See how easy it is to find how your family spends their time online on the Circle app, now on NETGEAR. Circle with Disney is an app that lets you manage content and time spent online for families with multiple devices. With the Usage feature, you can take a look at how your family members spend time online in a convenient dashboard. First, choose a family member’s profile and tap on the Usage tab to see all the top apps, platforms, and categories for the day. Look back in time so you can compare your family members’ usage to today. If you want a bigger picture, you can view Usage by week or month. If you see a most-visited website category, you can easily set a filter for it. The Usage dashboard makes it easy to place a time limit or set up a custom filter for websites in a couple taps. Circle is available on iOS and Android. Circle and NETGEAR work together to create a simple solution to manage your family time online. Be sure to subscribe for more videos: http://bit.ly/1JsK6Ej
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Canon EOS C700 Before The Prep: Configuring Audio
In this video, you’ll learn about configuring audio input and output on the EOS C700.
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John G Moore Photographer: Data integrity is everything in a digital workflow
I create, process and store huge amount of Data in my professional workflow so it's only natural for me to Partner with Seagate, who are experts dedicated to Data storage.
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Canon EOS C700 Before The Prep: Configuring Capture Settings
In this video, you’ll learn about selecting gamma curve, color space, color matrix, and codec on the EOS C700.
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HomeCare's Free Antivirus Protects Your Devices from Cyber Threats
TP-Link HomeCare protects every device connected to your home network from cyber threats. This includes devices that don't normally have protection, such as smart products and gaming consoles. It guards against new viruses and malware listed on Trend Micro's continuously updated database and also includes parental controls and QoS. Learn more about HomeCare at: http://ift.tt/2sU8iN8 Learn more about Trend Micro's technology at: http://ift.tt/2uysbex FEATURES: • Three years of free antivirus • Parental controls • QoS (Bandwidth optimization) • Continuously updated FIND US AND FOLLOW US: Facebook: http://ift.tt/2qaEJZ9 Instagram: http://ift.tt/2r9ya6f Twitter: https://twitter.com/tplinkna LinkedIn: http://ift.tt/2qaII8f Website: http://www.tp-link.us Be the first to see the latest news and products from TP-LINK. Subscribe here: https://www.youtube.com/channel/UCSzRN67gT_B7oYPG0NMx7sA
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Owner Of Terrifying Clown Motel Getting Out Of The Terrifying Clown Motel Business
Unless your subconscious has buried this memory among other real life nightmares, you may recall the story about the creepy Clown Motel in Nevada filled to the brim with leering, smiling painted faces — and located next to a cemetery filled with gold miners who died from the plague who are bound to be grumpy ghosts (when they aren’t hiding from the clowns). Anyway, good news! It’s up for sale.
The man who’s owned it for 22 years is ready to call it quits and focus on things in life that are not clowns, like camping and fishing. He’s putting the property on the market and hopes to sell it for about $900,000, reports KLAS-TV.
It sounds like he’s making out just in time.
“It’s funny you get attached to something,” he told KLAS. “I haven’t gone so far as to start talking to them.”
One condition: Whoever buys the historic site has to keep its heritage. The owner says that means new owners can upgrade it but it has to stay true to itself. Whiiiiiiich probably means the clowns stay.
This is not the end for the man and his inanimate (so far as we know) friends.
“Oh, I’m going to miss the clowns,” he told the news station. “I’m going to come back. I’m going to come back and visit my clowns.”
Meanwhile, this guy will be waiting patiently..
by Mary Beth Quirk via Consumerist
Adobe Flash Will Finally Die In 2020
If you’re one of the many, many people out there who despise Adobe Flash for its reputation of being a crashy wasteland brimming with bugs and vulnerabilities, we’ve got great news for you: Adobe is finally killing it off.
The bad news, however, is that it won’t be sun-setting the plugin until 2020.
Moving on
Adobe notes in an announcement that while Flash served its purpose, open standards like HTML5 and WebGL provide capabilities that plugins used to, and have become increasingly popular for content on the web.
Companies like Google have also taken things into their own hands by disabling the plugin by default and replacing it with HTML5.
“Given this progress, and in collaboration with several of our technology partners – including Apple, Facebook, Google, Microsoft and Mozilla – Adobe is planning to end-of-life Flash,” the company says.
Adobe will stop updating and distributing the Flash Player at the end of 2020, and “encourage content creators to migrate any existing Flash content to these new open formats.”
A familiar tale
It’s not the first time Adobe has advised folks to use something other than Flash: Back in 2015, the company said it would be encouraging content creators to “build with new web standards” like HTML5, instead of Flash.
Flash, though once a great tool for creating web games and animations, has been less and less popular over the last 10 years: Flash pages and players load slowly and drain laptop batteries, and it isn’t widely supported on smartphones. It’s also been subject to a slew of security issues, making it a risky prospect for users browsing the web.
For you Flash lovers, you’ve got a few years to make your plans: Adobe says it will “remain committed to supporting Flash through 2020, as customers and partners put their migration plans into place.”
We’ll just leave you with this commentary from a truly peerless source:
'When Flash is truly dead, our lives will be nothing more than one loooong exported PNG sequence.' – Strong Sad Allen Poe http://pic.twitter.com/Yk7m0heXVR
— Strong Bad (@StrongBadActual) July 25, 2017
by Mary Beth Quirk via Consumerist
Senate Votes To Move Forward With Debate On Obamacare Repeal Bill
The Senate narrowly voted today to move forward with its still-vague plan to repeal and possibly replace the Affordable Care Act (Obamacare).
The high-drama vote began just after 2:30 p.m., delayed a few minutes while the Senate Sergeant-at-Arms removed protesters shouting “Kill the bill; don’t kill us” and “Shame! Shame! Shame!” from the gallery. A New York Post reporter on the scene, Gabby Morrongiello, Tweeted that about 10 protesters were handcuffed and removed.
Morrongiello and Huffington Post reporter Jennifer Bendery both reported that reporters were being blocked from viewing the arrestsa and told that they could not take, and needed to delete, photos of the scene.
The vote began as an alphabetical roll call a few minutes later, during which time 47 of the Republican senators voted. Senators Susan Collins (ME) and Lisa Murkowski (AK) voted “no” on the motion to proceed; 45 other Republican senators voted yes.
The remaining “yes” votes slowly came in over the next half-hour, with the “ayes” from Sens. Jeff Flake (AZ), Dan Sullivan (AK), Jim Inhofe (OK) dribbling in over the following 20 minutes, and the deciding votes from Sens. Ron Johnson (WI) and John McCain (AZ), who spoke to applause, landing right around 3:00.
After that, the Democratic senators all registered their “no” votes. Vice President Mike Pence will cast the 51st, tie-breaking vote shortly.
This story is still developing, stay tuned for updates…
by Kate Cox via Consumerist
Which Major Retailers Sort Their Toy Departments By Gender?
While some toy companies have been giving up on long-held preconceptions about gender-specific products in recent years, we were curious how this was affecting retailers, so we checked out a few of the big chains. Here’s how the major stores sort their toy departments by gender so you can shop by your preference.
Target
Target doesn’t use gender-based signs in its toy department online or in stores: In 2015, the company announced that it would no longer market anything to kids based on gender in its toy departments or in other sections like decor and bedding.
For example, in its online store, toys are sorted by age, brand, character, or divided into descriptive categories like “action figures & playsets,” “building sets & blocks,” “dolls,” and “games & puzzles.”
JCPenney
JCPenney recently announced new in-store toy shops offering a “significantly expanded assortment” of items. A spokesperson confirmed to Consumerist that these sections are organized by brand and age.
Online, toy can be sorted by age group, product type — indoor games, plush, pretend play, etc. — price range, character, brand, features, average rating, and deals & promotions.
Kmart & Sears
It’s unclear if Kmart and Sears — both owned by Sears Holdings — sort toys by gender in their physical stores: We asked the company whether it could share any policy regarding sorting toys by gender in both brick-and-mortar locations as well as online, and a spokesman said he had no further information to provide on the topic.
Consumerist called two separate Kmart stores in Cleveland and asked to speak with someone in the toy department, but we were transferred and sat on hold long enough for us to give up. But when we asked a store associate at a Dayton location if the toy department was organized by gender, we were told, “Honestly, we’re supposed to,” but with that store going through liquidation, “it’s hard to keep everything straight.”
We also tried calling a Sears store in Eau Claire, WI, but were told that location doesn’t have a toy department.
On Sears.com, there is a “Shop By Gender” option for toys, but clicking that link leads back to the main toy page:
As for Kmart.com, there is a working “Shop by gender” category showing a green and black truck for “Boys’ Toys” and a pink and purple Minnie Mouse kitchen for “Girls’ Toys”:
Walmart
While Walmart’s physical store aisles aren’t labeled by gender, a spokesperson confirmed to Consumerist, the online store does offer gender-based sorting, among other classifications.
“On Walmart.com, we offer several filtering options to allow customers to search for items how they choose, whether it’s by age, category, brand, price, or gender,” the spokesperson said.
The boys’ section features an ad with a purple and green color scheme and pirate action figures:
The girls’ page has rotating ads featuring dollhouses, a girl in a (different) pink Minnie Mouse kitchen, and Wonder Woman, if you’re looking for:
Kohl’s
Kohl’s did not return requests for information regarding its physical stores, but a store associate we talked to in Jersey City told us that the toy department is organized only, “kind of by like whatever toys we have right now “— and not by age or gender.
A trusted associate of Consumerist visited a Kohl’s in Milwaukee and found no signs designating boys’ or girls’ toys, although the dolls were all in the same aisle with tiny makeup kits. Toys were grouped more by age and toy type, our friend says.
Kohl’s does have a “Toys for Boys” and “Toys for Girls” online.
The toys for boys section boasts a Batman set and sports items sorted by age:
While the girls section has some pink and purple examples of toys, again, sorted by age:
Macy’s
It’s unclear whether Macy’s has a gender orgniaztion scheme in its toy department: The company didn’t reply to our request for information, and when we called the flagship location in New York City, no one answered the phone in the children’s department.
Macy’s doesn’t filter by gender online, but instead by age range, toy type — educational, outdoor, electronics, etc. — special offers, characters, brand, price, and customer ratings:
by Mary Beth Quirk via Consumerist